Today we're talking about how a sound retirement income plan can help you retire early. Pretty exciting topic and very important and crucial. This is true if you're either approaching…
Let’s discuss how to prepare or deal with an upcoming recession or a market crash. Say you’re watching BNN or CNBC and they're talking about an upcoming recession or stock…
Today we're going to focus mostly on the financial aspects and some of the administrative aspects that you should take care of after your spouse passes away. The emotional aspects…
Today we will be examining the top things you should consider before selling your farm or your farm land. First things first, let's take a look at the decision of…
How do you determine when you have enough retirement money? The first thing I would suggest is to make sure you plan ahead and start early. That is the most…
Today we're talking about income splitting – how it impacts you, how you can save money, and how you can dramatically save taxes in your retirement. You’re retired; let’s talk…
Canada Pension Plan First, what is the Canadian Pension Plan (CPP)? It is a fund that exists and is managed by the Canadian government. Canadians contribute money to the fund…
You've received that chunk of money; you've sold your business, you've sold your farm, you've inherited money. Or maybe you've just accumulated this $2 million throughout your life and now…
TFSA The TFSA versus RRSP debate started in 2009 when the TFSA came into existence. Back then, the government allowed a $5,000 annual contribution and allowed you to do that…
How should you invest $1 million you’ve just inherited or worked towards? Today we are talking about investing $1 million. Let's take a look at a couple of different case…
Today we're reviewing the popular RESP, the Registered Education Savings Plan, a fantastic tool that is available to save for the next generation's post-secondary education needs. ⭐ Video & Blog…
Today we’re discussing the age-old debate, salary vs dividends. What should you do? This does not apply to the average employee, but if you have your own corporation then you…
Today we're talking about Family Trusts, a wonderful tax planning tool. It used to be a popular strategy for income splitting amongst lower income family members, although recent tax changes…
Today we're talking about that super important decision - how and what to do with your pension and how do you transfer it? You've retired, you've gotten the form and…
Inherited Property First off, my condolences to you and your family. There are very complicated tax implications that can arise when you inherit property. Let’s discuss inheriting a primary residence,…
Your first step to navigating inheritance: Let’s discuss the inheritance you might have just received or that you are anticipating receiving, and what you should do with it.
What is your Investment Horizon? Let’s talk about your time horizon investment risk profile. In meeting with individuals to discuss their investment planning horizon, I’ve noticed that there is a…
What is the importance of liquidity planning in my investment portfolio? Let’s talk about how you calculate your liquidity ratio. Liquidity management is a concept, a lot of people don't…
Today we're answering the age-old question, can I take money out of my LIRA or my LIF? First off, what do these acronyms mean? A LIRA is a Locked-in Retirement…
It's a question that we get asked daily. I remember growing up, people used to say, you need $1,000,000. Reach this amount and you have enough to retire. Well, the…
Are you entering into retirement soon? Are you considering retirement? Will you have enough money? Today, we're discussing the importance of retirement and estate planning. It's a broad subject that…
Here are some very important things you need to know before you do that. The thing with selling or transitioning your business, is that you must, at all costs, explore…
🎥Subscribe to our Channel here: https://www.youtube.com/channel/UCrxf7mKe6NsA8CKmSdljETQ Do you donate? Are you a philanthropist? Do you want to contribute to the charity of your choice in a more tax efficient manner?…
Today, we’re elaborating on divorces and the financial ramifications of going through one. If you happen to be going through one or you think you might be going through a…
When developing an estate plan, the inclusion of a trust, or multiple trusts, may help you to achieve your personal objectives and enhance benefits to be received by future generations.…
Does good advice translate into value? The “gamma factor” — the discipline associated with longstanding financial advice — has been shown to make a notable difference to an investor’s wealth…
If you own a family cottage or cabin, have you considered a plan for its succession? Although the serenity of the family cottage or cabin may provide a wonderful getaway…
